Privacy Policy & Disclaimers

We are a debt collection agency attempting to collect a debt and any and all information obtained will be used for that purpose.

This Privacy Policy has been created to safeguard your privacy while you use this website. If you have any questions regarding our privacy policy, please email

Collection of Data

Personal information (such as name, address, phone number, email address etc) may be collected from you only when you voluntarily provide such information.

Information collected is securely stored and may not be available to you for modification once submitted. AFJ Systems, Inc. will never sell this information or provide it to any third party, other than your creditor, without consent from you.

Accuracy – A commitment to use reasonable procedures to ensure that information collected, used and exchanged will be accurate and complete.

Like many other commercial sites, our site may utilize a standard technology called a “cookie” to collect information about how our site is used. Cookies were designed to help a Web site recognize a user’s browser as a previous visitor and thus save and remember any preferences that may have been set while the user was browsing the site. A cookie cannot retrieve any other data from your hard drive, pass on a computer virus, or capture your e-mail address. Our Web site may use cookies to securely store our clients’ username and password or to make it easier for you to access the site in the future.

Information that you provide AFJ Systems, Inc. is securely stored. All of your communications are transmitted via SSL (Secure Sockets Layer) encrypted forms which ensure that the information cannot be intercepted while in transit. Credit card payments are transmitted via SSL as well and the numbers are NOT stored in our database.

Compliance – AFJ Systems, Inc. has made a strong commitment to collect, use and disclose information in accordance with applicable state and federal laws, including the Fair Credit Reporting Act and the Fair Debt Collection Practices Act.

Employee Education – AFJ Systems, Inc. has made a strong commitment to educate all employees regarding information practices and the proper handling and use of information obtained.

If you have any questions regarding our privacy policy, please email